Medicare Eligibility Receiving Social Security Disability

Disability benefits from social security for 24 months.

Medicare eligibility receiving social security disability.

If you get social security disability income ssdi and have medicare you re considered covered under the health care law and don t have to pay the penalty that people without coverage must pay. You can also qualify for full medicare coverage if you have a chronic disability. To receive medicare the first step is to apply for ssdi. However this doesn t automatically mean that every person approved for ssdi must wait two years to get their medicare coverage.

You can t enroll in a marketplace plan to replace or supplement your medicare coverage. Everyone eligible for social security disability insurance ssdi benefits is also eligible for medicare after a 24 month qualifying period. Medicare disability coverage options. In most cases you ll need to wait 24 months before your medicare.

Medicare coverage kicks in for most ssdi recipients two years after the first month they are eligible for their monthly disability benefits. The two year medicare waiting period generally gets calculated from the date of your ssdi entitlement the date you are eligible to receive your monthly award. To be eligible you must be permanently disabled meaning you are unable to work for at least 12 consecutive months or have a condition that prevents you from performing expected job responsibilities and unable to find a replacement due to age education or physical limits. You can qualify for medicare if you have a disability and have been approved for social security disability insurance ssdi.